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Long Term Disability Insurance

Bogleheads discussion thread on Long Term Disability Insurance =>

If anyone is dependent upon your income, then you should highly consider getting some type of Long Term Disability insurance. I've read that we are more likely to become disabled then die. While it's a morbid topic, it's something to consider for the well-being of our family.

If your company offers a group policy than go for it! It will be cheaper. Otherwise, check out AccuQuote.  Be sure to factor in any current paid disability leave and your emergency fund when deciding upon an elimination period (time before benefits kick in). The most common is a 90 day elimination period.

Written by antnp

November 5, 2010 at 9:19 am

Posted in Uncategorized

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